Use these resources to get started and then come and see us to bring your plan home.
Here you’ll find a variety of calculators and articles to help you plan and estimate your retirement income. As always, reach out to us if you have any concerns or questions — we’re here for you every step of the way and want to be a resource for you!
Sequence of Returns
Fixed Indexed Annuities
Who's Your Sherpa?
Everyone earns money at some point, but not everyone manages their wealth. Everything depends on where you are in your life. That’s why no two clients are the same. Everyone has a different risk tolerance. When investors are younger, they can take more risks — if they lose some of their money due to market volatility, they have time to make up those losses. More time means more opportunity to recover losses. That’s the long and short of it.
Our past informs our present, though; people who have experienced loss in the stock market understand the need to mitigate risk, if possible, so they can ensure their long-term financial goals come true. They can use an aggressive asset allocation strategy to help them recover from a market loss — it’s irresponsible to leave everything up to time — but they may also want to see a full range of financial products and techniques to assess their position and reevaluate their strategies.
That’s where we come in. We want to help. We leave no products or strategies off the table when it comes to helping out clients craft the best financial plan for their situation. Our firm is dedicated to a personalized, holistic, and creative approach to wealth management. We know one size doesn’t fit all. That’s why we take the time to get to know our clients individually. We use risk-tolerance assessment techniques to find out how comfortable our clients are with market risk. And we never ask them to invest at a level of risk that they aren’t comfortable with — never.
Money can’t buy love. But that doesn’t mean you should ignore it. You have to have confidence in your wealth managers. We know the gamut of wealth management and insurance products. We understand what it takes to save. We also know the complexities that can come with spending — inflation, expenses, long-term care, once-in-a-lifetime vacations. As the great writer Douglas Adams once said, “Trying to predict the future is a mug’s game. But increasingly it’s a game we all have to play because the world is changing so fast and we need to have some sort of idea of what the future’s actually going to be like because we are going to have to live there, probably next week.”
Nothing can take the risk out of investing. The market will always have some measure of volatility — but without risk, you can’t have reward; also, having a certain portion of your assets in the market gives you the opportunity to build on your existing wealth. Over time, that growth potential could help you offset the effects of inflation and other factors that erode the purchasing power of your assets — assets you may be counting on to see you to and through retirement. We have experience with stocks, bonds, mutual funds, and retirement accounts, and we’d love the opportunity to sit down with you and understand your goals and where our services might fit inside your overall financial strategy.
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Securities and investment advisory services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC. See our Privacy Statement.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 18911 - 2019/5/24
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.